Profession – a completely new for our country, and therefore had not developed any standards on which must be certified. " According to him, now – together with the Association of Banks – A program training mortgage brokers, and has already trained 120 professionals who work at the market of St. Petersburg and Leningrad region. Larger projects throughout the country was the establishment of the certified mortgage brokers ". The main objective of the organization – to form a complex range of training and support of highly qualified mortgage brokers. Association established a course of three stages of preparation brokers.
Upon completion of training at each level professionals are being tested, the results of which they handed over a certificate of professional match: NIB-1, NIB-2, or IRB-3. Obtaining a certificate the first qualifying stage of NIB-1 indicates the presence of a broker of adequate professional knowledge and skills to serve the "standard" mortgage borrower. Certificate format NIB-2 means a willingness broker to work with difficult clients. Finally, after successful completion of tertiary education CIB-3, a mortgage broker and his company acquire the right to offer its customers special credit products partner banks, which can be obtained only by "certified" broker. A dangerous profession development of credit relations required an increase in the state of professionals able to assess the risks associated with this activity. "Previously, the company employed one or two of these employees, but today are increasingly created entire divisions and departments for credit risks. This is due to the desire to prevent the growth of percent of loan defaults due to more thorough and detailed study of the history of the borrower, "- said Julia Vinci.